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Are you interested in how customers are approved for credit? Do you want exposure to work that spans across multiple EU countries? Would you like to work for a finance industry leader?
If your answer is 'yes' to all of these, keep reading.
Want to know a little about us?
At Novuna, we care about building a better tomorrow. With a focus on sustainability, and a passion for phenomenal customer experiences, we provide consumers and businesses with the capital they need to realise their ambitions.
We're proud to be a Top 50 Inclusive employer, and we're number 11 in Glassdoor's Top 50 Employer list and the number one place to work in financial services.
Trading under Mitsubishi HC Capital Europe, our European division is one of the leading providers of bespoke finance solutions for specialist assets throughout the whole product lifecycle.
What does the role involve?
As Graduate – Credit and Risk Support Officer, you will join our European Vendor Finance division in the Credit & Risk team. During the two-year programme, you'll spend time in several key business areas, including, Credit, Asset Management, Collections, and Compliance, so you'll have plenty of opportunities to develop yourself as a professional, and potential leader.
You'll support all EU countries that we operate in, looking at our customers financial statements, and preparing credit papers. You'll work to the enterprise framework and conduct quality assurance testing. You'll also learn how to support customers in financial hardship, and what happens to assets at the end of an agreement.
What you'll do
Some of your key duties will include:
- Prepare credit applications and perform sanction checks on customers to support the credit decision process
- Make improvements on overdue debt through collections and recoveries
- Support with month end reporting
- Prepare depreciation profiles for assets
In addition to your role above, as part of the Novuna Graduate Programme you will have the opportunity to:
- Graduate from our industry accredited Aspiring Leaders programme
- Play an active role within our Corporate Communities, helping to drive engagement, inclusion and belonging
- Access trained mentors who can help develop your technical skills
- Meet regularly as a cohort with our CEO, and have contact with other Executive Committee and Senior Leaders in the business
Beyond this, you'll continue to grow your career at Novuna through development conversations with your people leader.
What are we looking for?
You'll have recently graduated and achieved a 2:2 or above in your chosen degree.
In an ever-evolving environment you will flourish by using your talent for spotting opportunities to make things better. You'll have the ability to navigate relationships using your interpersonal skills, think creatively, be adaptable and last but certainly not least, have a passion for learning.
We're also looking for a Graduate who can:
- Work with and collaborate with others
- Plan their own day and prioritise work
- Adapt to change quickly and positively
- Think differently and outside the box
What can we offer you?
At Novuna we take our people promise seriously. If you join us, you'll have a chance to make a difference, opportunities to learn, and time to shine.
Our offer to you includes:
- Starting salary of £28,000, increasing to £30,000 in Year 2
- Up to 15% bonus, linked to company and individual performance
- Flexible hybrid working
- 25 days' holiday, plus bank holidays and the option to buy/sell 5 days
- Full wellbeing package including BUPA, digital GP service, 24/7 employee assistance, plus wellbeing events throughout the year
- Up to 10% contributory pension
- Flexible benefits options such as cycle to work, discounted personal finance and insurance
What's the next step?
Interested? Start your application today and see what Novuna can offer you.
Novuna is a consciously inclusive employer, and we encourage applicants from all backgrounds.
