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    4. Credit Risk Graduate London 2022
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    We provide nearly 5 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience. Our in-house, highly scalable digital platform alongside our proprietary credit decisioning capability unlocks our competitive advantage.

    There are opportunities in the following lively, fast paced teams:

    Credit Management

    You'll be part of developing key analytics, reporting and strategies. Leading and supporting other functions in and preventing relevant risks.

    Credit Analytics

    You will be responsible for ensuring we have the right data quality and analytical capability to deliver great business and customer outcomes. As a data-driven organisation we want to ensure that we are owning the way when it comes to data and analytics, this team will ensure we give our strategy colleagues the tools to do so.

    Strategic & Operational Implementation

    You will be responsible for testing credit decision strategy improvements. Your contribution will allow NewDay to continue to make effective and accurate application decisions as well as support the company’s drive to innovate in the consumer credit space.

    Fraud Prevention

    You will focus on detecting and preventing fraud across all NewDay Credit Cards and Finance products. This means supporting with changes, adhering to policies and building exciting strategies to help develop and optimise Fraud Prevention.

    Data Science

    Working alongside the entire team to develop decision science (‘traditional’ sector-specific credit risk modelling) and data science (machine learning and sophisticated statistical methods). The team produces powerful predictive modelling solutions for all aspects of the customer journey (Customer acquisition, Customer management, Collections, Fraud)

    Your Skills & Experience

    • You've graduated with a 2:1 degree or equivalent, in an analytical degree such as Mathematics, Economics, Statistics
    • Analytically minded – someone who enjoys solving problems and digging for answers
    • Highly organised with the ability to work independently and deliver work to agreed timelines
    • Phenomenal collaboration and communication skills
    • Superb attention to detail
    • Solutions focused with creativity, energy and a personal aim to succeed

    You may have experience of the following, but we aren't expecting everyone to necessarily tick all of the boxes!

    • Previous work experience in a professional environment – summer internships, gap years, professional placements as part of your degree
    • A degree from a data science related field
    • Experience using a coding language

    NewDay offers a 50/50 home to office working ratio and an excellent compensation package including free food and drink in the office, a pension contribution scheme, generous holidays and an annual bonus.

    Inclusion at NewDay

    We are an equal opportunity employer and value diversity at our company. We want all of our colleagues to feel able to bring their whole selves to work. We do not discriminate on the basis of race, religion, colour, national origin, gender, gender expression, sexual orientation, age, marital status or disability status. We will ensure that individuals with disabilities are provided reasonable adjustments to participate in the application and interview process.