Credit & Risk Graduate Trainee Leicester 2023

We are looking to speak with a number of passionate Finance graduates to join us on a permanent basis to start in August 2023.

As a Credit & Risk Trainee, you will demonstrate a passion for assessing risks through data and advising stakeholders on results and potential strategies. You will have the ability to perform in a highly dynamic and fast changing environment. You will have a desire to succeed and will have demonstrated your aptitude through previous experiences in work, life or academic studies. 

The role 

• Provide support to various Credit & Risk Departments on a rotational basis which may include Credit Risk, Fraud Prevention, Collections Strategy and Debt Management.
• Manage the production of monthly / weekly management reports
• Support in the development and implementation of appropriate value-based risk policies, strategies and controls
• Support in the management and maintenance of Credit & Risk systems 
• Liaise with others stakeholders in the business regarding credit risk related queries
• Assist Credit & Risk teams within the various areas to complete both regular and project based analysis
• Analyse the performance of current credit strategies, using internal and external data such as the credit reference agencies and fraud databases
• Assisting the commercial finance teams and marketing teams, providing ad-hoc support in the analysis of new propositions or customer strategies impacting our consumer lending portfolio.
• Learn coding languages (SQL, SAS, R, Python) to accurately extract information from the database, manipulate data and use various tools to analyse and present recommendations (including PowerBI, PowerPoint/Slides).
• Learn tools and techniques to analyse Credit & Risk data so that you can create insightful summaries for presentation, using multiple techniques for the visual display of information 
• Input into the process of forecasting the NEXT P&L to enable calculation of forecasted profit and understand profit drivers
• Be part of weekly, monthly forums related to Credit & Risk performance
• Report on KPI’s across the business

About you

• Excellent level of education ideally a 1st or 2:1 Degree in Finance or similar   
• Able to communicate with a wide range of colleagues, clearly and accurately both verbally and in writing, across in-person and virtual
• Ability to follow instructions and organise yourself to complete tasks fully and on time
• Good time management, administration and organisation skills
• An eye for detail and the drive to get under the skin of complex business challenges, joining the dots across multiple sources of insight
• High level of literacy and ability to present information in a user friendly and logical format
• Highly numerate, analytical thinker. Able to identify opportunities and drive insight and appropriate action from data.
• Exposure or desire to learn coding packages such as SQL, SAS, R, Python
• To have a flexible approach to the role and be willing to carry out a wide variety of tasks
• Enjoy working effectively with a wide variety of people in a team environment
• Self motivated to develop professionally and seek out training opportunities

Benefits

• Pension 3% Employer/ 5% Employee (you can top up)
• Share save
• 25 days holiday plus bank holidays (from 1st April 2023), can buy up to 3 days from 2023. Holiday calendar runs 1st April-31st March
• Bonus - company performance dependent
• 25% staff discount and free next day delivery to desk for online purchases
• Gympass
• Restaurant, Juice bar, Coffee shop and coffee stations, all onsite
• Free car parking
• Simplyhealth - discounted health care plan on dental/optical
• Wellbeing benefits and Sports and Social Club
• Staff shop onsite