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    4. Junior Risk Analyst (M&L) 2023
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    The Market and Liquidity Risk team are responsible for the oversight of all aspects of market and liquidity risk within the Group including making recommendations in relation to systems, strategies, assumptions and scenario analysis.

    The team is also responsible for preparation of the Internal Liquidity Adequacy Assessment Process (ILAAP) return as well as input to the Internal Capital Adequacy Assessment Process (ICAAP). The team are currently heavily involved in a number of high-profile integration related projects.

    About Us

    OSB Group is a leading specialist mortgage lender, primarily focused on carefully selected segments of the mortgage market. Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises.

    Diversification of funding is provided by sophisticated securitisation platforms. OSB’s unique cost-efficient operating model is supported by our wholly-owned subsidiary OSBIndia.

    What you will be doing

    In this role, you will have the opportunity to support the ongoing operations of the Market & Liquidity Risk function with respect to risk monitoring, assessment and reporting.

    You will provide support in relation to the management of Liquidity risks, daily reporting and analysis. Reporting to the Manager Liquidity and Market Risk, and having day to day responsibility for the production and preparation of reports, M.I. and analysis.

    In this varied and interesting role, you will work collaboratively within a supportive team, whilst gaining the opportunity to communicate with senior key stakeholders and work on a range of daily reports to support your progression goals. Your responsibilities will include:

    • Supporting production of internal Management Information, Daily and monthly reporting and ad hoc risk analysis.
    • Production of internal Management Information and ad hoc risk analysis.
    • Performing daily analysis of liquidity positions and monthly analysis of market risk positions with the ability to interrogate data to identify any issues.
    • Supporting ALCO pack production and market and liquidity risk numbers presented to ALCO.
    • Supporting analysis for ALCO and Risk Committee and drafting of papers.
    • Ensuring access to relevant balance sheet data and ability to run current positions and historical analysis.
    • Contributing to continuous development of internal Risk Management processes, including Stress Tests and Planning / Forecasts.

    In return for your commitment

    We offer a base salary dependent on experience and location of between £26,000 - £32,000 and a competitive benefits package including:

    • Discretionary annual bonus opportunity of up to 12.5%
    • 28 days annual leave plus bank holidays
    • Contributory pension (8% employer 5% employee)
    • Life Assurance (4x salary) plus Group Income Protection
    • Access to Private Medical Insurance and Medical Cash Plan
    • Additional benefits such as Hybrid working, Cycle Purchase scheme, Technology Purchase scheme, Season Ticket Loan, Holiday purchase / sell schemes, Employee Perk Portals, Payroll giving and Save as you Earn scheme

    Could you be the one?

    We are looking for talented individuals who have the experience and knowledge set out below:

    • Demonstrable experience and ability to manage analytically and data intensive processes is essential.
    • Strong knowledge of MS-Excel capabilities (lookup functions, sumif functions, Pivot Tables etc.) is essential.
    • Excellent skills in terms of organisation and ability to prioritise workload is essential.
    • High-graded A Level (or equivalent) in other numerate/scientific subjects is essential.

    We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.

    What to do next

    If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

    If shortlisted from your initial application we operate a personalised recruitment process. Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you!

    OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally.  We embrace equal opportunities and are opposed to discrimination on any grounds.

    As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress. 

    Whilst we are an organisation that values face-to-face interaction to build and nourish our culture, we also acknowledge that people are not just productive in an office and tied to the 9 to 5.  Flexible-working opportunities are important for establishing a healthy work-life balance so if you see a role of interest we are happy to be asked about flexibility and explore together if we can make it work.

    All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful.