Credit Risk Analyst Leeds 2022

Risk is now firmly at the heart of every single financial services company - that's where you'll be if you join our team as a Credit Risk Analyst. Helping to manage risk for one of the UK’s high-profile financial institutions is an exciting and rewarding place to develop your risk management skills. It's a great place to advance your career.

What you’ll be doing

• Solving complex business problems using data analysis software and providing practical value-based solutions whilst forming part of the Analyst team and managing portfolios
• Identifying key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance
• Develop and implement appropriate value-based risk policies, strategies, models, and controls
• Taking accountability for an area of credit policy, monitoring performance, communicating issues, developing, and recommending changes
• Ensuring that strong links are maintained between Risk and other key business areas

What we’re looking for

• Degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, or Engineering, ideally 2:1) and/or equivalent qualifications/experience
• Strong oral and written communication skills with a high degree of computer literacy

It would be nice for you to have

• Awareness of credit industry products and markets
• Creative thinking required as many problems are unprecedented and without guidelines
• Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problem

What else you need to know

This is a permanent role based in Leeds with flexibility working from home

How we will reward you

As well as a salary, we offer a wide range of benefits that you can choose from and tailor to your needs.

• Eligible for a discretionary performance-related annual bonus
• Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
• 27 days’ holiday plus bank holidays, which increases to 28 days after 5yrs service, with the option to purchase up to 5 contractual days per year
• Voluntary healthcare benefits at discounted rates. Including: Bupa medical insurance, dental insurance, healthcare cash plan and health assessments
• Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
• 24/7 access to an online employee discount platform including retailers, entertainment, eating out, travel and more
• Share in Santander’s success by investing in our share plans
• Support your favourite causes through charitable giving and our community partnerships

Learn more about our benefits and family friendly policies

#ThePlaceToBeYourself – Everyday Inclusion at Santander

We are committed to making sure all our colleagues feel they belong and are supported to succeed. Our customers come from a wide range of backgrounds, and so do our people, so we welcome applications from across society.

You can find out more about how we’re embedding an inclusive culture that encourages our people to bring their full and authentic selves to work on our Inclusion and Belonging page.

A bit more about Santander

At Santander we’re driven by our purpose - to help people and businesses prosper. This means we help customers to create change for themselves and those around them, and we champion businesses to grow sustainably. We do this by always living our values of Simple, Personal and Fair.

At Santander, we each take personal responsibility for managing risk by embracing the I AM Risk framework - to Identify, Assess, Manage and Report risks, and to continuously build a deeper understanding of the risks we face. It is an important part of our culture at Santander and we will provide you with knowledge to help you manage risks in your role.

What to do next:-

If this sounds like a role you’re interested in, then please apply.

If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through telephone, email, or face to face. You can contact us at resourcing@santander.co.uk or call 0870 414 9080.

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