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    1. Home
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    4. UTB Graduate Programme 2025
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    Exciting Graduate Opportunity in Banking

    Are you a recent graduate eager to launch a successful career in banking? Do you have a passion for finance? Do you enjoy analysing, problem-solving and building meaningful client relationships? If so, we want you to join our fantastic team!

    About Us

    At UTB, we are a fast growing, diverse specialist lender, dedicated to providing innovative banking solutions to our clients. With a strong commitment to professional growth and an inclusive workplace, we empower our employees to develop, excel and make an impact.         

    What is UTB’s Graduate Programme?

    UTB’s Graduate Programme is a well-structured rotational pathway designed to enhance your knowledge and skillsets while gaining real-world experiences over a 2-year period. Following completion, you will transition into one of our departments.

    The programme aims to expand on our talent development for the future, creating aspiring leaders. It offers a unique understanding of working in a Financial Services Business, rotating through Lending and Control disciplines, including:

    • Asset Finance
    • Bridging Finance
    • Property Development
    • Mortgages
    • Compliance
    • Credit
    • Finance
    • Internal Audit
    • Risk

    Is the UTB's Graduate Programme for you?

    During your career at UTB, we'll support your studies towards a leading, industry-recognised professional qualifications.  In addition, you'll have a network consisting of our existing cohort, a knowledgeable mentor and colleagues to help you kick start your career and provide you with real-world experience and support. You'll also have the chance to build a vast network of co-workers and contacts throughout the bank.

    What we’re looking for:

    • Have or on track for a minimum 2.1 degree
    • Have studied or studying a relevant degree such as Finance, Economics, Accounting, Business or similar
    • A passion for a career in banking with a drive to succeed
    • Excellent interpersonal skills
    • Meticulous and analytical thinkers with strong problem-solving and numerical skills
    • Have the unrestricted right to work in the UK post-graduation and available to start in role from September 2025

    What we offer:

    • Competitive Salary & Benefits: Enjoy a competitive starting salary of £35,000, along with healthcare, pension, wellbeing and lifestyle and other benefits.
    • Mentorship & Development: You will be given relevant training and development opportunities to develop your skills. Work closely with our experts and mentors who will guide you throughout your career journey.
    • Career Progression: Following successful completion of the programme, you will be offered a full-time role within one of our departments where you will be able to hone your skills enabling you to become a leader of the future

    Application Process

    The application process consists of three stages: