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Are you able to analyse statistics and data? Are you comfortable conducting research and then presenting your findings to others? Would you like to work for a finance industry leader?
If your answer is 'yes' to all of these, keep reading.
About the role
At Novuna Consumer Finance, we provide fast, flexible finance solutions for some of the UK's biggest retail brands. Whether customers are buying furniture for their new home, an important piece of jewellery, or home electrical goods, we're passionate about delivering phenomenal customer experiences.
We're proud to be a Top 50 Inclusive employer, and we're number 11 in Glassdoor's Top 50 Employer list.
What does the role involve?
As Graduate – Credit Risk Analyst, you will join our Risk team in our Consumer Finance Division. During the two-year programme, you'll spend time in several key business areas working on a range of projects including, Enterprise Risk, Corporate risk, Risk Analytics, and Financial Crime, so you'll have plenty of opportunities to develop yourself as a professional, and potential leader.
In this role, you'll work across our Risk department and contribute to our Credit and Business Strategy. You will monitor our Consumer Finance portfolio, using both internal and external data sources, and then provide accurate and timely data and narration to help inform and provide options for review.
What you'll do
Some of your key duties will include:
- Perform analytical work on trend and route cause analysis to provide insights to support future improvements
- Undertake monthly monitoring of our Consumer Finance portfolio and provide key updates on any significant fluctuations
- Proactively identify improvements to our credit risk strategy, scorecards, and financial models to help improve profitability
- Identify potential risks of new or existing retail or personal lending products, and analyse whether their product offering within our Risk Appetite
In addition to your role above, as part of the Novuna Graduate Programme you will have the opportunity to:
- Graduate from our industry accredited Aspiring Leaders programme
- Play an active role within our Corporate Communities, helping to drive engagement, inclusion and belonging
- Access trained mentors who can help develop your technical skills
- Meet regularly as a cohort with our CEO, and have contact with other Executive Committee and Senior Leaders in the business
Beyond this, you'll continue to grow your career at Novuna through development conversations with your people leader.
What are we looking for?
You'll have recently graduated and achieved a 2:2 or above in your chosen degree.
In an ever-evolving environment you will flourish by using your talent for spotting opportunities to make things better. You'll have the ability to navigate relationships using your interpersonal skills, think creatively, be adaptable and last but certainly not least, have a passion for learning.
We're also looking for a Graduate who can:
- Work with and collaborate with others
- Plan their own day and prioritise work
- Adapt to change quickly and positively
- Think differently and outside the box
What can we offer you?
At Novuna we take our people promise seriously. If you join us, you'll have a chance to make a difference, opportunities to learn, and time to shine.
Our offer to you includes:
- Starting salary of £28,000, increasing to £30,000 in Year 2
- Up to 15% bonus, linked to company and individual performance
- Flexible hybrid working
- 25 days' holiday, plus bank holidays and the option to buy/sell 5 days
- Full wellbeing package including BUPA, digital GP service, 24/7 employee assistance, plus wellbeing events throughout the year
- Up to 10% contributory pension
- Flexible benefits options such as cycle to work, discounted personal finance and insurance
What's the next step?
Interested? Start your application today and see what Novuna can offer you.
Novuna is a consciously inclusive employer, and we encourage applicants from all backgrounds.
