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  4. Credit Risk Placement
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We’re the UK’s largest integrated digital retailer and financial services provider, and we’ve been helping customers say yes when it matters most for over 100 years. In that time, we’ve consistently reinvented our business to adapt to economic conditions and industry changes – going from bricks, to clicks, to mobile.

But despite our passion for reinvention, we’ve never wavered from our purpose; to make good things easily accessible to more people. It means giving our customers the brands they love, an outstanding shopping experience and flexible ways to spread the cost.

We’ve continued to deliver for our customers throughout the Covid-19 outbreak – and we’ve done it by transforming the way we work. We’re fired up for the future and the next stage in our development. We’ll give customers access to more great brands for themselves and their families, a seamless shopping experience and even more control of their finances through innovation in flexible ways to pay.

Ready to reinvent? Get in touch..

About the team

“My time has helped me prepare for working life after university and will also give me a wider skillset going into my final year!” - Credit Risk Intern

Spend your placement year as part of our credit risk team and use data to assess risks and create accurate predictions about our customer base. You’ll put your learning into action in the fast-paced world of retail and you’ll develop your skills every day with the support of a mentor. With our superb training and a development plan that’s as individual as you are, we will set you up for success!

Learning at pace, you’ll help us to assess 3 million credit applications every year! Looking into payment histories and using prediction models, you’ll enable us to make informed decisions about who to give credit to. With eyes like a hawk, you’ll identify fraud, assess new data sources and develop a variety of rules, strategies and models. All the time we’ll keep you on your toes with different challenges and experiences to help you kick start your career in credit risk.

About the role

  • Use industry leading software and a variety of techniques to improve decision making
  • Learn what data to use and where to apply different strategies to predict how profitable a customer will be
  • Dig deep into reports to provide commentary and recommendations
  • Play a big role in analytical projects that will help to grow our business, improve our customer experience and make sure we comply with regulations
  • Take an active part in meetings and build strong relationships with different colleagues

About you

Studying a numerical degree, you should have a good commercial brain and have set your heart on a career in the exciting world of retail and credit risk. As well as a thirst for knowledge, you must have the desire to help us answer all kinds of credit risk questions by applying statistical techniques and technical skills such as SAS and SQL. Brave, confident and outgoing, you’ll also need to be a superb organiser with good analytical skills. Above all, you’ll love lots of responsibility, working independently and using data innovatively to grow our business.